Terms of Service

By accessing or using Klaverchain's platform, website, mobile applications, or any related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our Services. These Terms constitute a legally binding agreement between you and Klaverchain Inc. ("Klaverchain," "we," "our," or "us"). We reserve the right to update these Terms at any time, and your continued use of our Services constitutes acceptance of the revised Terms.

To use our Services, you must: • Be at least 18 years of age (or the age of majority in your jurisdiction). • Have the legal capacity to enter into a binding contract. • Not be a resident of a jurisdiction where access to cryptocurrency services is prohibited or restricted. • Not be subject to any sanctions list maintained by the United States, European Union, United Nations, or other applicable regulatory authorities. By creating an account, you represent and warrant that you meet all eligibility requirements.

To access certain features, you must register for an account. You agree to: • Provide accurate, current, and complete information during registration. • Maintain and promptly update your account information. • Keep your login credentials and private keys confidential. • Notify us immediately of any unauthorized account access at security@klaverchain.com. • Accept responsibility for all activity that occurs under your account. Klaverchain will never ask for your password. We are not liable for any losses resulting from unauthorized account access due to your failure to maintain credential security.

In compliance with applicable laws and regulations, we are required to verify the identity of our users. You agree to: • Complete identity verification as requested, including providing government-issued ID, proof of address, and other documentation. • Undergo enhanced due diligence procedures if required by our compliance team. • Understand that we may suspend or terminate your account if you fail to complete verification or if we are unable to verify your identity. We reserve the right to refuse service to anyone for any reason, including where required by law or regulation.

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to: • Use the Services for any illegal activity, including money laundering, tax evasion, or financing of terrorism. • Manipulate markets, engage in wash trading, or coordinate with others to artificially influence asset prices. • Attempt to gain unauthorized access to any part of our platform or infrastructure. • Use automated bots, scrapers, or other tools without our express written consent. • Impersonate any person or entity or misrepresent your affiliation. • Transmit any malicious code, viruses, or harmful data to our systems. Violation of these restrictions may result in immediate account termination and may be reported to relevant authorities.

When you execute a trade or transaction on our platform: • All orders are final once confirmed. We do not offer refunds or reversals for completed transactions except as required by law. • You are responsible for ensuring the accuracy of all transaction details, including wallet addresses and amounts. Transactions sent to incorrect addresses cannot be recovered. • Klaverchain may impose transaction limits based on your verification level, jurisdiction, or risk assessment. • We reserve the right to cancel, reverse, or refuse any transaction that we reasonably believe violates these Terms or applicable law. • Trading in digital assets involves substantial risk. You acknowledge that you may lose some or all of your invested capital.

By using our Services, you agree to pay all applicable fees as outlined on our Fee Schedule page, which may be updated from time to time. Fees may include: • Trading fees: Charged as a percentage of each trade, varying by asset and volume tier. • Withdrawal fees: Applied when transferring assets off the platform, reflecting network costs. • Conversion fees: Applied to crypto-to-crypto or crypto-to-fiat conversions. • Inactivity fees: May apply to dormant accounts after an extended period of inactivity. We will notify you of material fee changes in advance where required by law.

You are solely responsible for determining and fulfilling your tax obligations arising from use of our Services. Klaverchain does not provide tax advice. We may be required to report certain transaction information to tax authorities in applicable jurisdictions. We recommend consulting a qualified tax professional regarding the tax treatment of digital asset transactions in your jurisdiction.

All content, trademarks, logos, software, and other intellectual property on our platform are owned by or licensed to Klaverchain. You are granted a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or lease any part of our Services or content, nor reverse-engineer or attempt to extract the source code of our software, unless you have our express written permission or are permitted by law.

Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to: • No warranty of accuracy: We do not guarantee the accuracy, completeness, or timeliness of any market data, pricing, or information on our platform. • No warranty of availability: We do not guarantee uninterrupted or error-free access to our Services. • No investment advice: Nothing on our platform constitutes financial, investment, legal, or tax advice. You make all investment decisions at your own risk. Digital assets are highly volatile. Past performance is not indicative of future results.

To the fullest extent permitted by applicable law, Klaverchain and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or related to your use of (or inability to use) our Services. In no event shall our total liability to you for all claims exceed the greater of (a) the fees you paid to Klaverchain in the 12 months prior to the event giving rise to the claim, or (b) $100 USD. Some jurisdictions do not allow certain liability exclusions, so some of the above may not apply to you.

You agree to indemnify, defend, and hold harmless Klaverchain and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or relating to: • Your use of or inability to use our Services. • Your violation of these Terms. • Your violation of any applicable law or third-party rights. • Any content you submit or transmit through our platform.

We reserve the right to suspend or terminate your account and access to our Services at any time, with or without notice, for reasons including but not limited to: • Violation of these Terms. • Fraudulent, suspicious, or illegal activity. • Failure to complete or maintain identity verification. • Regulatory or legal requirements. Upon termination, you remain responsible for any outstanding obligations. We will provide access to withdraw your funds unless prohibited by law or ongoing investigations.

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any dispute arising from or relating to these Terms or our Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in New York, NY. You waive any right to participate in a class action lawsuit or class-wide arbitration. You may opt out of arbitration within 30 days of first accepting these Terms by emailing legal@klaverchain.com.

If you have questions about these Terms, please contact us: • Email: legal@klaverchain.com • Mail: Klaverchain Inc., Attn: Legal Team, 123 Financial District, New York, NY 10004 For account-related issues, visit our Help Center or contact support@klaverchain.com.